As a legal professional you are at risk for things other people may not be. There are many times that you may have to fight your own legal battle because of your prior clients. You should have attorney professional liability insurance in place before you ever work with a client. You will be ensuring many things by getting the right policy, and here are a few.
When you are working with the public many things can be misinterpreted. If one of your clients believes that you didn’t do your absolute best to fight for them they can sue you. You may have the knowledge that is necessary to fight the case, but not necessarily the money. No one ever wants to spend money on a legal battle and you shouldn’t have to. By having attorney professional liability insurance you will be insuring your liability, meaning you won’t have to pay when someone wants you to. If you are ordered to pay restitution you won’t have to pay it out of pocket, that is what your insurance is for.
Your reputation can be hurt by having to fight a case in court. You don’t want to have to spend the unnecessary money to fight it as well. You can save yourself and your firm by getting the attorney professional liability insurance you deserve.